:root {
    --navy: #0f2c4f;
    --navy-deep: #081d38;
    --gold: #b8893f;
    --gold-light: #d4a861;
    --cream: #faf6ee;
    --paper: #ffffff;
    --text: #1a1a1a;
    --text-soft: #4a4a4a;
    --text-light: #6b6b6b;
    --rule: #d9d3c4;
    --red: #b73428;
    --red-deep: #8a2418;
    --green: #2d6a3e;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  body {
    font-family: 'Inter', -apple-system, Segoe UI, Arial, sans-serif;
    font-size: 18px;
    line-height: 1.7;
    color: var(--text);
    background: var(--paper);
    -webkit-font-smoothing: antialiased;
  }
  h1, h2, h3, h4 {
    font-family: 'Lora', Georgia, serif;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.25;
  }
  a { color: var(--navy); }
  img { max-width: 100%; display: block; }
  .container { max-width: 1180px; margin: 0 auto; padding: 0 28px; }

  /* Language switching */
  html[data-lang="fr"] [data-nl] { display: none !important; }
  html[data-lang="nl"] [data-fr] { display: none !important; }

  /* ===== TOP BAR ===== */
  .topbar {
    background: var(--navy-deep);
    color: #fff;
    font-size: 15px;
    padding: 10px 0;
  }
  .topbar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 14px; }
  .topbar a { color: #fff; text-decoration: none; }
  .topbar a:hover { color: var(--gold-light); }
  .topbar-item { display: inline-flex; align-items: center; gap: 8px; }
  .topbar-item svg { width: 16px; height: 16px; }
  .topbar-right { display: flex; gap: 22px; align-items: center; flex-wrap: wrap; }
  .lang-switch { display: inline-flex; gap: 0; border: 1px solid var(--gold); }
  .lang-switch button {
    background: transparent;
    color: #fff;
    border: none;
    padding: 4px 12px;
    font: 600 13px Inter, sans-serif;
    letter-spacing: 1px;
    cursor: pointer;
  }
  .lang-switch button.active { background: var(--gold); color: var(--navy-deep); }

  /* ===== HEADER ===== */
  header {
    background: #fff;
    border-bottom: 1px solid var(--rule);
    position: sticky;
    top: 0;
    z-index: 100;
  }
  .header-inner { display: flex; align-items: center; justify-content: space-between; padding: 18px 0; }
  .logo { display: flex; align-items: center; gap: 14px; text-decoration: none; }
  .logo-mark {
    width: 54px; height: 54px;
    background: var(--navy);
    color: var(--cream);
    display: flex; align-items: center; justify-content: center;
    font: 700 22px Lora, serif;
    border: 2px solid var(--gold);
    flex-shrink: 0;
  }
  .logo-text .name {
    display: block;
    font: 700 22px Lora, serif;
    color: var(--navy);
    letter-spacing: 0.5px;
  }
  .logo-text .tag {
    display: block;
    font-size: 13px;
    color: var(--text-light);
    margin-top: 2px;
  }

  nav ul { display: flex; gap: 32px; list-style: none; align-items: center; }
  nav a {
    font-size: 16px;
    color: var(--navy);
    text-decoration: none;
    font-weight: 500;
    padding: 6px 0;
    border-bottom: 2px solid transparent;
  }
  nav a:hover { border-bottom-color: var(--gold); }
  .nav-cta {
    background: var(--navy);
    color: #fff !important;
    padding: 12px 22px !important;
    border-radius: 4px;
  }
  .nav-cta:hover { background: var(--gold); border-bottom-color: transparent !important; }
  .nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
  .nav-toggle span { display: block; width: 28px; height: 3px; background: var(--navy); margin: 5px 0; border-radius: 2px; }

  /* ===== STORM URGENT BAND ===== */
  .urgent-band {
    background: var(--red);
    color: #fff;
    padding: 16px 0;
    border-top: 1px solid var(--red-deep);
    border-bottom: 3px solid var(--gold);
  }
  .urgent-inner {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 18px;
    flex-wrap: wrap;
    text-align: center;
  }
  .urgent-inner svg { width: 30px; height: 30px; flex-shrink: 0; }
  .urgent-text {
    font-size: 17px;
    font-weight: 600;
  }
  .urgent-text strong { font-weight: 700; }
  .urgent-band a.urgent-btn {
    background: #fff;
    color: var(--red);
    padding: 8px 20px;
    border-radius: 4px;
    text-decoration: none;
    font-weight: 700;
    font-size: 15px;
    border: 2px solid #fff;
  }
  .urgent-band a.urgent-btn:hover { background: var(--cream); }

  /* ===== HERO ===== */
  .hero {
    background: var(--navy-deep);
    color: #fff;
    padding: 90px 0 100px;
    position: relative;
    overflow: hidden;
  }
  .hero::before {
    content: '';
    position: absolute; inset: 0;
    background: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1600 800'><defs><pattern id='b' width='80' height='28' patternUnits='userSpaceOnUse'><rect width='80' height='28' fill='%23081d38'/><rect width='80' height='28' fill='none' stroke='%230f2c4f' stroke-width='1.2'/><line x1='40' y1='0' x2='40' y2='28' stroke='%230f2c4f' stroke-width='1.2'/></pattern></defs><rect width='1600' height='800' fill='%23081d38'/><rect x='900' y='150' width='700' height='650' fill='url(%23b)' opacity='0.55'/><g fill='none' stroke='%23b8893f' stroke-width='2.5' opacity='0.75' stroke-linecap='round'><path d='M 1050 170 L 1075 260 L 1055 360 L 1090 470 L 1070 590 L 1100 720'/><path d='M 1075 260 L 1020 290'/><path d='M 1090 470 L 1140 500'/></g></svg>") center / cover;
    opacity: 0.6;
  }
  .hero-content { position: relative; z-index: 2; max-width: 760px; }
  .hero h1 {
    font-size: clamp(36px, 5.5vw, 58px);
    line-height: 1.1;
    color: #fff;
    margin-bottom: 24px;
    font-weight: 700;
  }
  .hero h1 em { color: var(--gold-light); font-style: normal; }
  .hero p.lede {
    font-size: 21px;
    line-height: 1.55;
    color: #e8e2d4;
    max-width: 620px;
    margin-bottom: 36px;
  }
  .hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
  .btn {
    display: inline-block;
    padding: 16px 30px;
    font-size: 16px;
    font-weight: 600;
    border-radius: 4px;
    text-decoration: none;
    cursor: pointer;
    border: 2px solid transparent;
    font-family: inherit;
    transition: all 0.2s ease;
  }
  .btn-primary { background: var(--gold); color: var(--navy-deep); }
  .btn-primary:hover { background: var(--gold-light); }
  .btn-outline { background: transparent; color: #fff; border-color: #fff; }
  .btn-outline:hover { background: #fff; color: var(--navy-deep); }
  .btn-large { padding: 18px 36px; font-size: 17px; }

  /* ===== TRUST STRIP ===== */
  .trust {
    background: var(--cream);
    padding: 36px 0;
    border-bottom: 1px solid var(--rule);
  }
  .trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 28px;
  }
  .trust-item {
    display: flex; gap: 14px; align-items: flex-start;
  }
  .trust-icon {
    flex-shrink: 0;
    width: 44px; height: 44px;
    background: #fff;
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: var(--gold);
  }
  .trust-icon svg { width: 22px; height: 22px; }
  .trust-item h3 { font-size: 17px; margin-bottom: 2px; font-family: Inter, sans-serif; font-weight: 700; color: var(--navy); }
  .trust-item p { font-size: 15px; color: var(--text-soft); line-height: 1.4; }

  /* ===== SECTIONS ===== */
  section { padding: 90px 0; }
  .section-head { text-align: center; max-width: 760px; margin: 0 auto 60px; }
  .section-eyebrow {
    display: inline-block;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 3px;
    color: var(--gold);
    margin-bottom: 14px;
    text-transform: uppercase;
  }
  .section-head h2 {
    font-size: clamp(32px, 4.5vw, 44px);
    margin-bottom: 18px;
  }
  .section-head p {
    font-size: 19px;
    color: var(--text-soft);
    line-height: 1.6;
  }

  /* ===== STORM HIGHLIGHT (right after hero, big focus block) ===== */
  .storm {
    background: var(--paper);
    padding: 90px 0;
    position: relative;
  }
  .storm-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 60px;
    align-items: center;
  }
  .storm-visual {
    aspect-ratio: 5/4;
    background: var(--navy-deep);
    border-radius: 6px;
    overflow: hidden;
    position: relative;
    border: 1px solid var(--rule);
  }
  .storm-visual svg { width: 100%; height: 100%; display: block; }
  .storm-tag {
    display: inline-block;
    background: var(--red);
    color: #fff;
    padding: 6px 14px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    border-radius: 3px;
    margin-bottom: 18px;
  }
  .storm h2 {
    font-size: clamp(30px, 4vw, 40px);
    margin-bottom: 18px;
  }
  .storm > .container > .storm-grid > div > .lead {
    font-size: 19px;
    color: var(--text);
    margin-bottom: 22px;
    line-height: 1.55;
    font-weight: 500;
  }
  .storm p {
    font-size: 17px;
    color: var(--text-soft);
    margin-bottom: 18px;
  }
  .storm-list {
    list-style: none;
    margin: 24px 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 22px;
  }
  .storm-list li {
    font-size: 16px;
    color: var(--text);
    padding-left: 28px;
    position: relative;
    padding-top: 4px;
    padding-bottom: 4px;
  }
  .storm-list li::before {
    content: '';
    position: absolute;
    left: 0; top: 10px;
    width: 18px; height: 18px;
    background: var(--gold);
    border-radius: 50%;
  }
  .storm-list li::after {
    content: '';
    position: absolute;
    left: 5px; top: 14px;
    width: 8px; height: 5px;
    border-left: 2px solid #fff;
    border-bottom: 2px solid #fff;
    transform: rotate(-45deg);
  }
  .storm-cta {
    display: flex;
    gap: 14px;
    margin-top: 28px;
    flex-wrap: wrap;
  }
  .btn-red {
    background: var(--red);
    color: #fff;
    border: 2px solid var(--red);
  }
  .btn-red:hover { background: var(--red-deep); border-color: var(--red-deep); }
  .btn-navy {
    background: var(--navy);
    color: #fff;
    border: 2px solid var(--navy);
  }
  .btn-navy:hover { background: var(--navy-deep); }
  .btn-outline-dark { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
  .btn-outline-dark:hover { background: var(--navy); color: #fff; }

  /* ===== ABOUT ===== */
  .about { background: var(--cream); }
  .about-grid {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 60px;
    align-items: center;
  }
  .about-visual {
    aspect-ratio: 4/5;
    background: var(--navy-deep);
    border-radius: 6px;
    overflow: hidden;
    position: relative;
    border: 1px solid var(--rule);
  }
  .about-visual svg { width: 100%; height: 100%; }
  .about-name-badge {
    position: absolute;
    bottom: 24px; left: 24px; right: 24px;
    background: #fff;
    padding: 18px 22px;
    border-left: 4px solid var(--gold);
    border-radius: 0 4px 4px 0;
  }
  .about-name-badge strong { font: 700 20px Lora, serif; color: var(--navy); display: block; }
  .about-name-badge span { font-size: 14px; color: var(--text-light); }
  .about h2 { font-size: clamp(30px, 4vw, 40px); margin-bottom: 20px; }
  .about p.lead { font-size: 19px; color: var(--text); margin-bottom: 18px; font-weight: 500; line-height: 1.55; }
  .about p { font-size: 17px; color: var(--text-soft); margin-bottom: 16px; }

  /* ===== SERVICES ===== */
  .services { background: var(--paper); }
  .services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 26px;
  }
  .service-card {
    background: #fff;
    border: 1px solid var(--rule);
    border-radius: 6px;
    padding: 36px 32px;
    position: relative;
    transition: all 0.25s ease;
  }
  .service-card:hover {
    border-color: var(--gold);
    box-shadow: 0 12px 30px -10px rgba(15,44,79,0.18);
  }
  .service-card.featured {
    border: 2px solid var(--red);
    background: linear-gradient(180deg, #fff 0%, #fff7f5 100%);
  }
  .service-card.featured .service-num { color: var(--red); opacity: 0.2; }
  .service-featured-tag {
    position: absolute;
    top: -12px; left: 28px;
    background: var(--red);
    color: #fff;
    padding: 5px 14px;
    border-radius: 3px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
  }
  .service-icon {
    width: 52px; height: 52px;
    color: var(--gold);
    margin-bottom: 18px;
  }
  .service-card.featured .service-icon { color: var(--red); }
  .service-num {
    position: absolute;
    top: 28px; right: 32px;
    font: 700 50px Lora, serif;
    color: var(--rule);
    line-height: 1;
  }
  .service-card h3 {
    font-size: 24px;
    margin-bottom: 12px;
  }
  .service-card > p {
    font-size: 16px;
    color: var(--text-soft);
    margin-bottom: 20px;
    line-height: 1.6;
  }
  .service-list {
    list-style: none;
    border-top: 1px solid var(--rule);
    padding-top: 16px;
  }
  .service-list li {
    font-size: 15px;
    color: var(--text);
    padding: 5px 0 5px 22px;
    position: relative;
  }
  .service-list li::before {
    content: "✓";
    position: absolute;
    left: 0; top: 5px;
    color: var(--gold);
    font-weight: 700;
  }
  .service-card.featured .service-list li::before { color: var(--red); }

  /* ===== PROCESS ===== */
  .process { background: var(--cream); }
  .process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
  }
  .process-step {
    background: #fff;
    padding: 32px 24px;
    border-radius: 6px;
    border: 1px solid var(--rule);
    text-align: center;
  }
  .process-num {
    width: 48px; height: 48px;
    background: var(--navy);
    color: #fff;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font: 700 22px Lora, serif;
    margin: 0 auto 18px;
  }
  .process-step h3 {
    font-size: 20px;
    margin-bottom: 8px;
  }
  .process-step p {
    font-size: 15px;
    color: var(--text-soft);
    line-height: 1.55;
  }

  /* ===== FAQ ===== */
  .faq { background: var(--paper); }
  .faq-grid { max-width: 880px; margin: 0 auto; }
  .faq-item {
    border-bottom: 1px solid var(--rule);
  }
  .faq-question {
    width: 100%;
    background: none; border: none;
    padding: 24px 0;
    text-align: left;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    font: 600 21px Lora, serif;
    color: var(--navy);
  }
  .faq-question:hover { color: var(--gold); }
  .faq-question .plus {
    flex-shrink: 0;
    width: 28px; height: 28px;
    border: 2px solid var(--gold);
    border-radius: 50%;
    position: relative;
    transition: transform 0.3s ease;
  }
  .faq-question .plus::before,
  .faq-question .plus::after {
    content: '';
    position: absolute; top: 50%; left: 50%;
    background: var(--gold);
  }
  .faq-question .plus::before { width: 12px; height: 2px; transform: translate(-50%, -50%); }
  .faq-question .plus::after { width: 2px; height: 12px; transform: translate(-50%, -50%); transition: opacity 0.3s ease; }
  .faq-item.open .faq-question .plus::after { opacity: 0; }
  .faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
  }
  .faq-answer-inner {
    padding-bottom: 26px;
    font-size: 17px;
    color: var(--text-soft);
    line-height: 1.7;
  }
  .faq-answer-inner p { margin-bottom: 12px; }
  .faq-answer-inner p:last-child { margin-bottom: 0; }
  .faq-item.open .faq-answer { max-height: 500px; }

  /* ===== AREA ===== */
  .area { background: var(--cream); }
  .area-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
  }
  .area h2 { font-size: clamp(28px, 4vw, 38px); margin-bottom: 18px; }
  .area p { font-size: 17px; color: var(--text-soft); margin-bottom: 18px; }
  .area-cities {
    display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px;
  }
  .area-cities span {
    background: #fff;
    border: 1px solid var(--rule);
    padding: 7px 14px;
    font-size: 14.5px;
    color: var(--navy);
    border-radius: 3px;
  }
  .area-map {
    aspect-ratio: 4/3;
    border: 1px solid var(--rule);
    border-radius: 6px;
    overflow: hidden;
  }
  .area-map iframe { width: 100%; height: 100%; border: 0; }

  /* ===== CTA STRIP ===== */
  .cta-strip {
    background: var(--navy);
    color: #fff;
    padding: 60px 0;
  }
  .cta-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 30px;
    flex-wrap: wrap;
  }
  .cta-strip h3 {
    color: #fff;
    font-size: clamp(24px, 3vw, 32px);
    max-width: 720px;
    line-height: 1.3;
  }
  .cta-strip h3 em { color: var(--gold-light); font-style: normal; }

  /* ===== CONTACT ===== */
  .contact { background: var(--paper); }
  .contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 50px; }
  .contact-info h3 { font-size: 26px; margin-bottom: 24px; }
  .contact-block {
    display: flex; gap: 16px;
    margin-bottom: 22px;
    padding-bottom: 22px;
    border-bottom: 1px solid var(--rule);
  }
  .contact-block:last-child { border-bottom: none; }
  .contact-icon {
    flex-shrink: 0;
    width: 44px; height: 44px;
    background: var(--cream);
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: var(--gold);
  }
  .contact-icon svg { width: 20px; height: 20px; }
  .contact-block strong {
    display: block; font: 700 17px Inter, sans-serif;
    color: var(--navy); margin-bottom: 4px;
  }
  .contact-block span, .contact-block a {
    color: var(--text-soft); font-size: 16px; text-decoration: none;
    line-height: 1.5;
  }
  .contact-block a:hover { color: var(--gold); }

  .contact-form {
    background: var(--cream);
    padding: 36px;
    border-radius: 6px;
    border: 1px solid var(--rule);
  }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .form-field { margin-bottom: 18px; }
  .form-field label {
    display: block; font-size: 15px;
    color: var(--navy); margin-bottom: 6px;
    font-weight: 600;
  }
  .form-field input, .form-field select, .form-field textarea {
    width: 100%;
    padding: 13px 14px;
    border: 1px solid var(--rule);
    background: #fff;
    font: inherit;
    font-size: 16px;
    color: var(--text);
    border-radius: 4px;
  }
  .form-field input:focus, .form-field select:focus, .form-field textarea:focus {
    outline: none; border-color: var(--gold);
  }
  .form-field textarea { min-height: 130px; resize: vertical; }
  .contact-form button {
    width: 100%;
    background: var(--navy);
    color: #fff;
    padding: 16px;
    border: none;
    border-radius: 4px;
    font: 600 17px Inter, sans-serif;
    cursor: pointer;
  }
  .contact-form button:hover { background: var(--navy-deep); }
  .form-note { font-size: 14px; color: var(--text-light); margin-top: 12px; text-align: center; }
  .form-success {
    display: none;
    padding: 18px;
    background: #e8f3ea;
    border-left: 4px solid var(--green);
    color: var(--green);
    margin-bottom: 18px;
    font-size: 16px;
    border-radius: 4px;
  }
  .form-success.show { display: block; }

  /* ===== FOOTER ===== */
  footer {
    background: var(--navy-deep);
    color: #c8c2b3;
    padding: 60px 0 0;
    font-size: 15px;
  }
  .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 40px; }
  footer h4 { color: #fff; font-size: 17px; font-family: Inter, sans-serif; margin-bottom: 18px; font-weight: 700; }
  footer ul { list-style: none; }
  footer ul li { margin-bottom: 9px; }
  footer a { color: #c8c2b3; text-decoration: none; }
  footer a:hover { color: var(--gold-light); }
  .footer-logo { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
  .footer-logo .name { font: 700 22px Lora, serif; color: #fff; }
  .footer-bottom {
    border-top: 1px solid #1f3a5e;
    padding: 22px 0;
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    font-size: 14px;
    color: #8d8579;
  }

  /* ===== RESPONSIVE ===== */
  @media (max-width: 980px) {
    nav ul {
      display: none;
      position: absolute; top: 100%; left: 0; right: 0;
      flex-direction: column; gap: 0;
      background: #fff;
      border-top: 1px solid var(--rule);
      box-shadow: 0 8px 20px rgba(0,0,0,.08);
      padding: 14px 0;
    }
    nav ul.active { display: flex; }
    nav ul li { width: 100%; }
    nav a { display: block; padding: 14px 28px; }
    .nav-cta { margin: 8px 28px; text-align: center; }
    .nav-toggle { display: block; }
    header { position: relative; }
    .trust-grid { grid-template-columns: repeat(2, 1fr); gap: 22px; }
    .services-grid, .storm-grid, .about-grid, .area-grid, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
    .process-grid { grid-template-columns: repeat(2, 1fr); }
    .storm-list { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 30px; }
    .form-row { grid-template-columns: 1fr; }
    section { padding: 70px 0; }
    .hero { padding: 60px 0 70px; }
    .container { padding: 0 20px; }
  }
  @media (max-width: 560px) {
    body { font-size: 17px; }
    .trust-grid { grid-template-columns: 1fr; }
    .process-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .topbar { font-size: 13px; }
    .hero-actions { flex-direction: column; }
    .hero-actions .btn { width: 100%; text-align: center; }
    .storm-cta { flex-direction: column; }
    .storm-cta .btn { width: 100%; text-align: center; }
    .contact-form { padding: 24px 20px; }
    .logo-text .tag { display: none; }
    .urgent-text { font-size: 15.5px; }
  }

/* ============ COVERAGE / RECHTSBIJSTAND ============ */
.coverage { background: var(--navy-deep); color: var(--cream); }
.coverage .section-eyebrow { color: var(--gold-light); }
.coverage .section-head h2 { color: #fff; }
.coverage .section-head p { color: rgba(255,255,255,0.82); }
.coverage-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 22px; max-width: 940px; margin: 0 auto 44px;
}
.coverage-item {
  display: flex; align-items: flex-start; gap: 14px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(184,137,63,0.35);
  padding: 22px; border-radius: 8px; font-size: 15.5px; line-height: 1.45;
}
.coverage-check {
  flex-shrink: 0; width: 30px; height: 30px; border-radius: 50%;
  background: var(--gold); color: var(--navy-deep);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 17px;
}
.coverage-cta { text-align: center; }
.coverage-note {
  max-width: 680px; margin: 20px auto 0;
  font-size: 13.5px; color: rgba(255,255,255,0.6); line-height: 1.5;
}

/* ============ WITH vs WITHOUT ============ */
.compare { background: var(--cream); }
.compare-cols {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 26px; max-width: 920px; margin: 0 auto;
}
.compare-col { background: #fff; border-radius: 10px; overflow: hidden; box-shadow: 0 2px 14px rgba(15,44,79,0.06); }
.compare-head { padding: 20px 26px; font-family: 'Lora', serif; font-size: 19px; font-weight: 600; color: #fff; }
.compare-with .compare-head { background: var(--navy); }
.compare-without .compare-head { background: #8a8a8a; }
.compare-col ul { list-style: none; margin: 0; padding: 14px 26px 26px; }
.compare-col li {
  display: flex; align-items: flex-start; gap: 12px;
  padding: 13px 0; border-bottom: 1px solid #eee; font-size: 15.5px; line-height: 1.45;
}
.compare-col li:last-child { border-bottom: none; }
.ci { flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; margin-top: 1px; }
.ci-yes { background: #2e7d46; color: #fff; }
.ci-no { background: #e3e3e3; color: #999; }

/* ============ REVIEWS ============ */
.reviews { background: var(--paper); }
.google-badge {
  display: inline-flex; align-items: center; gap: 10px;
  margin: 0 auto 40px; padding: 12px 22px;
  background: #fff; border: 1px solid #e2ddd2; border-radius: 50px;
  font-size: 15px; text-decoration: none; color: var(--navy);
  box-shadow: 0 2px 10px rgba(15,44,79,0.05);
  left: 50%; position: relative; transform: translateX(-50%);
}
.google-badge .g-logo {
  width: 26px; height: 26px; border-radius: 50%;
  background: #fff; border: 1px solid #ddd;
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 700; font-family: Arial, sans-serif; color: #4285F4;
}
.review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.review-card {
  background: #fff; border: 1px solid #ece6da; border-radius: 10px;
  padding: 28px 26px; box-shadow: 0 2px 14px rgba(15,44,79,0.05);
}
.stars { color: var(--gold); font-size: 16px; letter-spacing: 2px; }
.review-text { margin: 14px 0 18px; font-size: 15.5px; line-height: 1.6; color: #333; }
.review-name { font-weight: 600; font-size: 14px; color: var(--navy); margin: 0; }

@media (max-width: 760px) {
  .coverage-grid { grid-template-columns: 1fr; }
  .compare-cols { grid-template-columns: 1fr; }
  .review-grid { grid-template-columns: 1fr; }
}

/* ============ AREA (single column, national) ============ */
.area-solo { max-width: 760px; margin: 0 auto; text-align: center; }
.area-solo .section-eyebrow { display: inline-block; }
.area-solo h2 { font-family: 'Lora', serif; }

/* ============ WHATSAPP FLOATING WIDGET ============ */
.wa-widget { position: fixed; right: 22px; bottom: 22px; z-index: 9999; display: flex; flex-direction: column; align-items: flex-end; gap: 14px; }
.wa-fab {
  display: inline-flex; align-items: center; gap: 10px;
  background: #25D366; color: #fff; border: none; cursor: pointer;
  padding: 12px 18px 12px 14px; border-radius: 50px;
  box-shadow: 0 6px 20px rgba(0,0,0,0.22); font-family: 'Inter', sans-serif;
  font-size: 15px; font-weight: 600; transition: transform .15s, box-shadow .15s;
}
.wa-fab:hover { transform: translateY(-2px); box-shadow: 0 10px 26px rgba(0,0,0,0.28); }
.wa-fab svg { flex-shrink: 0; }
.wa-fab-label { white-space: nowrap; }
.wa-card {
  width: 300px; max-width: calc(100vw - 44px);
  background: #fff; border-radius: 14px; overflow: hidden;
  box-shadow: 0 12px 40px rgba(0,0,0,0.25);
  transform: translateY(12px) scale(0.96); opacity: 0; pointer-events: none;
  transition: transform .18s ease, opacity .18s ease;
}
.wa-widget.open .wa-card { transform: translateY(0) scale(1); opacity: 1; pointer-events: auto; }
.wa-card-head { display: flex; align-items: center; gap: 12px; background: #075E54; color: #fff; padding: 16px 18px; }
.wa-card-head strong { display: block; font-size: 15px; }
.wa-card-head span { font-size: 12.5px; opacity: 0.85; }
.wa-dot { width: 10px; height: 10px; border-radius: 50%; background: #25D366; box-shadow: 0 0 0 3px rgba(37,211,102,0.3); flex-shrink: 0; }
.wa-close { margin-left: auto; background: none; border: none; color: #fff; font-size: 24px; line-height: 1; cursor: pointer; opacity: 0.8; }
.wa-close:hover { opacity: 1; }
.wa-card-body { padding: 18px; background: #ECE5DD; }
.wa-card-body p { margin: 0; font-size: 14.5px; line-height: 1.5; color: #303030; background: #fff; padding: 12px 14px; border-radius: 0 10px 10px 10px; box-shadow: 0 1px 2px rgba(0,0,0,0.08); }
.wa-card-btn { display: block; text-align: center; background: #25D366; color: #fff; text-decoration: none; font-weight: 600; padding: 14px; font-size: 15px; transition: background .15s; }
.wa-card-btn:hover { background: #1faa52; }

@media (max-width: 600px) {
  .wa-fab-label { display: none; }
  .wa-fab { padding: 14px; }
}

/* ============ SCHADETYPE GRID ============ */
.damages { background: var(--cream); }
.dmg-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.dmg-card {
  background: #fff; border: 1px solid #ece6da; border-radius: 10px;
  padding: 24px 20px; text-decoration: none; color: var(--navy);
  display: flex; flex-direction: column; transition: all 0.2s ease;
}
.dmg-card:hover { border-color: var(--gold); box-shadow: 0 12px 30px -10px rgba(15,44,79,0.18); transform: translateY(-3px); }
.dmg-ic { width: 48px; height: 48px; border-radius: 10px; background: var(--cream); display: flex; align-items: center; justify-content: center; margin-bottom: 15px; }
.dmg-ic svg { width: 25px; height: 25px; stroke: var(--navy); fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.dmg-card h3 { font-family: 'Lora', serif; font-size: 18px; margin-bottom: 8px; }
.dmg-card p { font-size: 13.5px; color: #6a6a6a; line-height: 1.5; margin: 0; }
@media (max-width: 980px) { .dmg-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .dmg-grid { grid-template-columns: 1fr; } }